The fear of water damage often hounds property owners. Unfortunately, water damage is quite common, as it can be caused by many natural events. The damage caused can cost thousands to restore, with every part of a flooded house, from its foundations to its furniture being affected. But what are the effects of water damage on a property?
The most common problem of water damage is mold growth, requiring mold remediation and mold removal services. Mold is a kind of fungus that helps things decompose, but it can also cause tremendous destruction to properties. It also grows very quickly and can appear within just 24 to 48 hours after water has entered the property. Mold grows anywhere, from your broom cabinet to the cushions on your couch. Mold will start to affect anything it comes into contact with, including the health of humans living in that property. Hence, it must be addressed immediately. Black water contamination is another potential danger that needs to be addressed. This happens when water from unsanitary sources, that may include animal and human waste, get into the property. This water, which includes river and lake water, can cause significant illness. The only way to recover from black water contamination, if possible at all, is to replace practically all the structural elements and all the contents of the home. Anyone involved in the property or its cleanup will require vaccinations against tetanus and other diseases. It is common for black water to be present in basement water. The next issue has to do with damaged gas and electric lines and appliances. It is important that all appliances and other equipment are turned off and that all wires and pipes are checked. This means that most people in a water damaged property will not be able to make use of their utilities for some time. Regrettably, it is common for even just a little bit of basement water to damage appliances, which will likely need to be replaced.
Last but not least, water damage affects health. Indeed, this is why it is so important to immediately call in a restoration expert. Mold is common in water damaged properties and affects the airways, causing people to suffer from asthma and allergy attacks. This is particularly dangerous for those with a poor immune system, the elderly, and children. Indeed, even people in good health are at risk. As stated, black water contamination is a very real danger. Last but not least, it is important not to forget about the emotional effect of being affected by water damage. It is common for people to literally lose everything, after all.
Presumably, water has the potential to destroy our home more than any other natural substance. Flooding is devastating, but even excess moisture has the potential to cause tremendous damage and destruction to our homes and belongings. If the water is unsanitary, known as ‘black water", the potential damage is even greater. If black water is present, there is a real public health risk. Unless water damage is resolved straight away, the damage will become bigger quite rapidly.
By contacting as soon as possible water restoration companies, that can provide water extraction and other services, the problem can be mitigated to a substantial degree. Ideally, restoration services commence within 24 to 48 hours after the damage has been done. Although it may look as if everything is destroyed beyond repair, you would be surprised at what water damage repair companies can actually do. Professional water damage restoration companies can repair almost anything, from furniture to foundations, and from art work to structural work.
A lot of science goes into water damage restoration cleaning and repair. Before doing anything, there are usually three criteria that restoration companies look at to determine whether they can repair your damaged properties. The extent of the damage is the first criteria. Next, they determine how much is contaminated and with what. Lastly, they make sure that it is cheaper to restore items instead of replacing them. Either way, it is important that they come in to check these things as soon as possible, because leaving it as is can interrupt business and lives, can cause financial problems, and may pose a danger to health.
Mold is perhaps the key reason why you must call in restoration companies immediately. Ideally, they will be able to stop mold before it even starts to grow. You have a short window of opportunity to address mold, which means you only have hours rather than days or weeks. Only with a fast response will you be able to stop it in its tracks. Not only do you have to be quick to stop it from growing, but sometimes, mold can pose a risk to health. Restoration companies will come in and test the quality of the air before identifying the mold and then finally remove it.
A lot of very important decisions will have to be made to get you from disaster to recovery. If you do not make those decisions with the support of skilled and experienced professionals, you will find yourself significantly out of pocket. If your property has suffered water damage, you will be dealing with a lot of chaos and stress, meaning that you need someone you can trust and rely on. These professionals should understand everything that is involved with the process. This includes total reconstruction, technical services, emergency response, and first aid measures. Make sure, as well, that the company in Tampa is experienced with your kind of property.
Water damages are one of the most common reasons for homeowners to make an insurance claim. Claims are made for all types of damage, from small leaks to huge floods. It is vital that people find the source of the water damage, as this is more important than how much damage occurred. This is because the source of the water will often determine whether the insurance company will cover it. Because of this, insurance companies will not pay for any water removal or carpet restoration services, until they have ascertained that its cause is covered.
Frequently, policy holders try to claim for water damage to their ceiling. More often than not, these are open-and-shut cases. The damage to the roof is very clearly visible, with water leaking through. If the roof seems to be in good condition, however, the issue is more complex. There could be a problem with the valleys, the flashing, or the nails. Whether insurance companies will cover that, will depend on whether the peril that caused it was covered, and that is not always the case. Plumbing problems, HVAC system problems, and appliance failures also commonly cause water damage. These include problems such as broken or leaking ice maker lines, leaking or burst pipes, or leaking or burst water heaters. Alternatively, they may have an overflow or backup of sinks, toilets, or tubs, broken washing machine lines, or clogged lines in their air conditioner. Then, there are leaking shower pans or drains. Most insurance policies only cover the damage that the water caused, but it will not pay for the replacement of a part. This is because insurance policies usually don"t cover wear and tear, which tends to be the cause of the problem. If the problem is inside a wall, such as a burst pipe, they will pay for access to the pipe, but not for the replacement of the pipe. Last but not least, insurance companies may receive claims relating to flood damage, such as water in basement. It is common for people to completely misunderstand how their policies covers them for flooding. In reality, most insurance companies don"t cover flooding at all. Generally, flood coverage has to be added separately to a policy. In most cases, insurance companies will only offer this coverage to those who live in a designated flood plain. If you live in Tampa then call us on 855-575-2588 today for assistance with your policy.
Unfortunately, insurance is incredibly complex and hard to understand. There is a reasonably common rule of thumb with regards to water damage insurance. Insurance is usually available if water comes from the top down. If it comes up, however, you probably aren"t covered. One exception is if the water came up from the sewage or drains. Make sure you study your policy properly, so that you know exactly what you are and aren"t covered for. There may be reason for you to adjust your policy.
The following resources provide more information about water damage and its effects.
There are many questions people ask related to the process of restoring properties after water damage, below we have listed some of the more frequently asked questions with links which should assist with them.
What does a restoration company do?
Here is a good link to a PDF from the Maryland Attorney general that outlines the process approved companies follow.
How do you clean up water damage?
Water may be essential to human life, but it can spell death for a home. Water damage can cause all sorts of headache for homeowners, both immediately after the damage occurs and in the long run. From floods to leaky faucets, water damage is a serious pain, and can cause major health and safety issues. Here is a guide you can follow with some basic steps to deal with Residential Water damage
What is water damage restoration?
Water damage describes a large number of possible losses caused by water intruding where it will enable attack of a material or system by destructive processes such as rotting of wood, growth, rusting of steel, de-laminating of materials such as plywood, and many others
What does water restoration mean?
Water damage restoration is one of the most rapidly growing and evolving industries in the country. What used to consist of a contractor setting up a few fans in a flooded basement has now become a bonafide science, largely in part to the greater understanding we now have of the serious negative health repercussions that can be caused by mold, mildew, and bacteria growth, and the better technologies available to tackle a water restoration job.
How Much Does Water damage Restoration Cost?
You will find that the cost to restore water damage in an average home depends upon eliminating the source of moisture, the extent of damage, the amount of affected material, the difficulty of material cleaning or removal, the construction details of the home, and the labor rate.